Senior financial strategy for owner-led companies, without the full-time hire. Your forecasts, pricing, and biggest decisions are built on financials our own team keeps clean every month.
Not a report you skim once a quarter — a senior operator working the levers that actually move your business.
Know what’s landing in the account next month and next quarter — and exactly how far the cash you have will carry you.
Set prices from your numbers instead of gut feel, and see which clients and service lines actually carry the margin.
Hiring, expansion, equipment — every major move run through your actual numbers before you commit a dollar.
A standing voice in the decisions that shape the company — not a vendor you call after something breaks.
The expensive part of going without a CFO isn’t a line item. It’s everything that never shows up on one.
Rates that haven’t moved in years, set by what feels safe instead of what your costs and margins actually support.
A client or service line quietly losing money every month, buried inside a healthy-looking top line.
Hires, leases, and equipment committed on instinct — with the financial impact discovered after the ink is dry.
A slow month, a big bill, a late-paying customer — and suddenly payroll is a question instead of a routine.
A steady rhythm, not a one-time project.
Recurring working sessions on the calendar, plus always-on access in between. Strategy is a rhythm here, not an annual retreat.
Financials prepared by our team and walked through together every month — what changed, why, and what to do about it.
Thinking about a hire, a second location, new equipment? We model it in your numbers first, so you see the ending before you start.
A fractional CFO is a senior finance executive who works with your company part-time, providing the strategy layer of the finance function — forecasting, pricing, and major decisions — without the cost of a full-time hire. Here’s how the three roles divide the work.
| Accountant | Controller | CFO | |
|---|---|---|---|
| Monthly close & reconciliation | ✓ | ✓ | — |
| AP & payroll process | ✓ | ✓ | — |
| Reporting & KPIs | — | ✓ | ✓ |
| Forecasting & cash planning | — | — | ✓ |
| Pricing, hiring & expansion strategy | — | — | ✓ |
At Osprey, all three layers work as one team — your CFO’s advice is built on numbers our own accountants keep clean.
No hourly billing, and no meter running when you pick up the phone.
Get a Quote →Guides on what a CFO costs, when you need one, and which model fits.
Fractional CFO pricing models, what drives the cost, and how to tell when the investment is actually worth it.
Read guide →Cost comparison, when each model makes sense, and how to decide which one fits where your company is today.
Read guide →Five signs a practice has outgrown spreadsheets and part-time accounting — for DPC, concierge, and direct care owners.
Read guide →Schedule a 20–30 minute call with Tom. You’ll leave with a clear read on where your finance function stands — whether or not we end up working together.
Schedule a call with Tom →